Online casinos that accept eCheck

While online casinos that accept eCheckno are widely available, they are still an option for players with patience to locate them. Also known as electronic checks or back office conversions, these payment methods work like a paper check and transfer funds directly from your bank account.

This article discusses the pros and cons of using this method, both for everyday purchases and to fund your casino account. We will also examine the limited nature of eCheck as it relates to online gambling, how to use this form of virtual checking account, and alternative deposit options.

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Advantages of using eChecks

The following are some of the main advantages of using an eCheck to make financial transactions online:

  • While a paper check can take up to 10 days to clear, an eCheck clears in an average of four days (although it can be as little as one).
  • There are fewer people involved in the processing of an eCheck, so the billing costs are lower for the customer. In some cases, this amount can be reduced by up to 60%.
  • Since paper checks are not transported, it reduces greenhouse gas emissions by 3.6 million tons and saves more than 64 million gallons of fuel.
  • It is more anonymous and secure than a paper check.
  • If you don't have a credit or debit card, a merchant can still accept an electronic check as a form of payment. Usually this is not the case with a paper check.
  • The person who received the money must pay lower transaction fees.
  • Those who use or accept electronic checks have reported fewer cases of fraud.
  • This payment alternative offers merchants an additional way to increase their business.
  • Since there are fewer people involved in the eCheck payment method, the possibility of human error is reduced.

Disadvantages of using eChecks

If you are skeptical about using eChecks, the following drawbacks could scare you away forever:

  • Before the recipient can access the services, he must wait for the electronic check to be paid.
  • A cheque usually takes several days to settle.
  • Electronic checks do not generate a canceled copy for your records.
  • Up to 60 days after the payment has been made, the issuing party has the option to dispute the transaction. When such a case occurs, a chargeback is applied to the account of the accepting party.
  • If there are not enough funds in the account, an eCheck can bounce just like its paper counterpart.

Why some casinos reject electronic checks

With most forms of online financial transactions, the process is resolved in a matter of seconds. This means that a player fond of the game can quickly deposit funds into his account and access the slot (or the game you prefer).

However, with eChecks, the casino must wait an average of four days for the check to be paid. This is more than enough time for the player's enthusiasm to subside, and they may even turn to another casino during this waiting period. Sure, the recipient still has the deposit, but he could lose valuable business in the long run.

Like a paper check, there is also the possibility that the eCheck will bounce due to insufficient funds in the player's bank account. This creates additional work for casino employees, so the method is often considered a possible headache that is best avoided.

How to use an eCheck

In this section, we will look at how to use an eCheck to deposit funds into your casino account. The process is simple, which makes it even more tragic that more casinos will not accept this option.

The first step is to log in to your eCheck provider account. From there, select the amount of the transaction and enter the email of the receiving party. If your bank account information is already on file, you will be able to complete the transaction with a mouse click. Otherwise, you will have to enter the data before you canconclude the process. PayPal is a good example of the convenience involved with an electronic check, even though they have a firm policy on processing funds for online gambling purposes.

Alternatives to eChecks

If your favorite casino does notaccepts electronic checks as a payment method, there are still several options at your disposal. To simplify things, we have included a list of some of the most popular and widely accepted methods. To find out if an option is accepted at your casino, simply click on the tab marked "banking" or "cashier.”

Neteller - Players can load money into a casino directly from their bank account. In the past, 80% of the Internet gaming community used their services. The UIGEA ended Neteller's share of the US market, but they remain a major force in other parts of the world.

Skrill – this service supports more than 40 types of currency and funds can be transferred from your bank account or prepaid card. Formerly known as Moneybookers, this service is not available in the United States and parts of the European Union.

Bank transfers - While still a viable option for US players, services such as Western Union allow customers to physically visit an office and arrange the transfer of funds. It is not as convenient as deposits into your online casino account, but those with fewer available options can not choose.

Debit cards – this payment method can deposit money from your bank account or it can load a card with a specific amount of cash. I suggest the latter, as it ensures that passionate or problem gamblers don't get rid of their life savings over the course of one night.

Credit cards Visa and MasterCard are available as payment methods, and American Express they can still be found in a small number of casinos. Simply enter your credit card number and you will be able to deposit up to your credit limit (although I would not recommend such an extreme expense).

eCheck online casinos are less common than one might expect, although they still exist for the persistent player who wants to look for them. While this payment method can be useful for those who lack a credit or debit card, ultimately, it is advisable to use a Visa, MasterCard or electronic wallet service as a more suitable alternative.