Online casinos that accept credit cards

Online casinos that accept credit cards online, unsurprisingly, allow their customers to fund their virtual accounts with leading cards such as Visa and American Express . This can be achieved relatively easily in much of the world, although some countrieshave enacted laws prohibiting such transactions.

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In this article, we will analyze the main credit card companies and reviewwhich of them offer their services to online casinos. We will also look at the basics of the credit industry, including applying for a card and using it to transfer money to an Internet account.

Credit card companies and networks

Most people use the term “credit card company," but there is a clear difference between companies and networks. Companies issue the cards and profit from payment processing fees, account fees and interest. Networks, meanwhile, manage the actual processing of transactions and make money from companies that pay for the privilege of being affiliated with their brand.

Major credit card networks

There are 4 major credit card networks on the planet and they serve as a portal between merchants and credit card companies. They not only authorize and process transactions, but also help establish terms such as fraud liability and the fee charged to merchants when customers pay with credit. This section looks at the "Big Four" and details their success in the market.

Visa – This credit giant accounts for more than 50% of the market share, and its cards are accepted in more than 200 countries (with more than 8 million merchants in the United States alone). Founded in 1958 and publicly traded on the New York Stock Exchange, the company is known as a solid and complete option for anyone looking to get a credit card.

MasterCard – This company hogs just over 31% of the market share and is also accepted by 8 million merchants in the United States. Its global reach includes more than 210 countries, a number that has grown steadily since its debut in 1966 as Master Charge: The Interbank Card. More than 25,000 financial institutions issue its brand.

Discover - With just over 8% of the market, Discover is accepted in approximately 50 countries. The number of American merchants accepting the card is around 7 million and the company is recognized for offering its customers excellent fraud protection. Founded in 1985, it is best known for offeringcash refunds on every purchase made with a Discover card.

American Express - Also known as Amex, this company debuted in 1850 and has become one of the most admired and trusted brands worldwide. Their credit cards are accepted in more than 160 countries and about 4.5 million merchants in the United States do business with them. While their client base is smaller, they are known for offering high-quality service to a more exclusive clientele. And unlike many credit cards, customers must pay an annual membership fee.

Top 5 credit card companies

The term “credit card company" is usually attributed to the mergers of credit institutions andbanks, since they are the ones who actually issue the cards for the general public and help them manage their accounts. The following are some of the largest companiesthat are currently in operation:

  • Chase - In 2000, Chase Manhattan Bank merged WITHJPMORGAN to become JP Morgan Chase. They currently operate in more than 100 countries and their products are usually aimed at people with a strong credit history.
  • Bank of America - Founded in 1904 as Bank of Italy, this financial giant employs hundreds of thousands of peopleand has an annual revenue of more than $100 billion.
  • Wells Fargo - Wells Fargo, one of the largest banks in the United States was founded in 1852. In addition to issuing credit and debit cards, they also offer mortgages, business loans, bank deposits and much more. Available in more than 35 countries, they have a global customer base of more than 70 million.
  • U.S. Bank – Withmore than $403 billion in assets, it is the fifth largest bank in the United States. More than 15 million people use its services annually, although US Bank received more than $6 billion from the American government as part of the 2008 financial bailout.
  • Citibank – The fourth-largestbank in the United States, its consumer banking division was founded in 1812. They operate in 36 different countries, with an emphasis on North America, Latin America and Asia.

Apply for a card

Regardless of which credit cardyou apply for, the company requires an application to be filled out. Some are more demanding of their customers than others, however, that's why American Express has a smaller customer base than Visa or MasterCard. In the case of the latter two companies, it often seems that they are ready to issue a card to anyone who has the ability to fill out a one-page application.

Using your credit card at a casino

Funding your online account should be a simple process, as casinos want there to be no obstacles between them and your money. Once you have registered with one of the companies, you just need to enter your credit card number and the amount you want to deposit. In seconds, the funds should be transferred.

Credit card companies that accept online games

Visa and MasterCard are default options for customers who want to use a credit card in online gaming establishments. The main exception is in the United States, where the passage in 2006 of the Illegal Internet Gambling Enforcement Act prohibited financial institutions from processing transactions related to online gambling.

Finding casinos that accept Discover or American Express is much less common, as both companies tend to avoid these types of transactions. In fact, during a prolonged search I did not find casinos that accepted Discover, while Amex was present at a much lower rate than the “ Big Two .”

Online casinos with a credit card offer a fast and efficient method of financing your virtual gaming session. While not all companies are interested in partnering with Internet gambling, Visa and MasterCard are more than willing to participate. And since they're the two biggest names in the industry, you'll find plenty of options available.